52501 — Keokuk County, Iowa Market Snapshot
Housing market data for zip code 52501 in Keokuk County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$136,750
Days to Sell
49
Homes Sold
62
Inventory
89
Sale-to-List
94.9%
New Listings
109
Price/SqFt
$104
Pending Sales
96
Conforming Loan Available
Most homebuyers in 52501 can comfortably use conventional financing. The median home price of $136,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
52501's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 52501 sells for 5.1% below asking price (94.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 52501 can comfortably use conventional financing. The median home price of $136,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52501 are set at the county level.
2026 Loan Limits — Keokuk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52501
To purchase the median home at $136,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,198.
Monthly Payment
$1,198
Income Required
$51,332
Principal & Interest
$843/mo
Down Payment (5%)
$6,838
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52501.
Estimated Monthly Payment
$996
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