50680 — Hardin County, Iowa Market Snapshot
Housing market data for zip code 50680 in Hardin County, Iowa. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hardin County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$154,250
Days to Sell
18
Homes Sold
6
Inventory
4
Conforming Loan Available
Most homebuyers in 50680 can comfortably use conventional financing. The median home price of $154,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50680 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 50680 can comfortably use conventional financing. The median home price of $154,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50680 are set at the county level.
2026 Loan Limits — Hardin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50680
To purchase the median home at $154,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,332.
Monthly Payment
$1,332
Income Required
$57,078
Principal & Interest
$950/mo
Down Payment (5%)
$7,713
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50680.
Estimated Monthly Payment
$1,105
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