50263 — Dallas County, Iowa Market Snapshot
Housing market data for zip code 50263 in Dallas County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
64 sales in 2026 (year to date)
Median Sale Price
$253,945
Days to Sell
167
Homes Sold
64
Inventory
58
Sale-to-List
98.9%
New Listings
60
Price/SqFt
$164
Pending Sales
70
Conforming Loan Available
Most homebuyers in 50263 can comfortably use conventional financing. The median home price of $253,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 167 days on average, 50263 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 50263 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 50263 can comfortably use conventional financing. The median home price of $253,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50263 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50263
To purchase the median home at $253,945 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,096.
Monthly Payment
$2,096
Income Required
$89,813
Principal & Interest
$1,565/mo
Down Payment (5%)
$12,697
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50263.
Estimated Monthly Payment
$1,722
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