50003 — Dallas County, Iowa Market Snapshot
Housing market data for zip code 50003 in Dallas County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$367,450
Days to Sell
95
Homes Sold
50
Inventory
53
Sale-to-List
101.3%
New Listings
61
Price/SqFt
$240
Pending Sales
46
Conforming Loan Available
Most homebuyers in 50003 can comfortably use conventional financing. The median home price of $367,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 95 days on average, 50003 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 50003 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 50003 can comfortably use conventional financing. The median home price of $367,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50003 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50003
To purchase the median home at $367,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,965.
Monthly Payment
$2,965
Income Required
$127,084
Principal & Interest
$2,264/mo
Down Payment (5%)
$18,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50003.
Estimated Monthly Payment
$2,424
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 50003. Tell us what you're looking for.