50674 — Chickasaw County, Iowa Market Snapshot
Housing market data for zip code 50674 in Chickasaw County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$205,000
Days to Sell
25
Homes Sold
10
Inventory
10
Sale-to-List
95.8%
New Listings
14
Price/SqFt
$102
Pending Sales
10
Conforming Loan Available
Most homebuyers in 50674 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50674 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 50674 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50674 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50674 are set at the county level.
2026 Loan Limits — Chickasaw County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50674
To purchase the median home at $205,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,721.
Monthly Payment
$1,721
Income Required
$73,742
Principal & Interest
$1,263/mo
Down Payment (5%)
$10,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50674.
Estimated Monthly Payment
$1,419
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