52333 — Cedar County, Iowa Market Snapshot
Housing market data for zip code 52333 in Cedar County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$503,250
Days to Sell
45
Homes Sold
26
Inventory
32
Sale-to-List
100.4%
New Listings
43
Price/SqFt
$194
Pending Sales
29
Conforming Loan Available
Most homebuyers in 52333 can comfortably use conventional financing. The median home price of $503,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
52333's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 52333 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 52333 can comfortably use conventional financing. The median home price of $503,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52333 are set at the county level.
2026 Loan Limits — Cedar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52333
To purchase the median home at $503,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,006.
Monthly Payment
$4,006
Income Required
$171,675
Principal & Interest
$3,101/mo
Down Payment (5%)
$25,163
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52333.
Estimated Monthly Payment
$3,265
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