50677 — Bremer County, Iowa Market Snapshot
Housing market data for zip code 50677 in Bremer County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$332,450
Days to Sell
33
Homes Sold
32
Inventory
29
Sale-to-List
97.9%
New Listings
52
Price/SqFt
$130
Pending Sales
48
Conforming Loan Available
Most homebuyers in 50677 can comfortably use conventional financing. The median home price of $332,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
50677's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 50677 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50677 can comfortably use conventional financing. The median home price of $332,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50677 are set at the county level.
2026 Loan Limits — Bremer County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50677
To purchase the median home at $332,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,697.
Monthly Payment
$2,697
Income Required
$115,591
Principal & Interest
$2,048/mo
Down Payment (5%)
$16,623
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50677.
Estimated Monthly Payment
$2,207
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 50677. Tell us what you're looking for.