50014 — Boone County, Iowa Market Snapshot
Housing market data for zip code 50014 in Boone County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$375,500
Days to Sell
25
Homes Sold
78
Inventory
50
Sale-to-List
98.7%
New Listings
109
Price/SqFt
$228
Pending Sales
102
Conforming Loan Available
Most homebuyers in 50014 can comfortably use conventional financing. The median home price of $375,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50014 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 50014 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 50014 can comfortably use conventional financing. The median home price of $375,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50014 are set at the county level.
2026 Loan Limits — Boone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50014
To purchase the median home at $375,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,027.
Monthly Payment
$3,027
Income Required
$129,727
Principal & Interest
$2,314/mo
Down Payment (5%)
$18,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50014.
Estimated Monthly Payment
$2,474
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