50703 — Black Hawk County, Iowa Market Snapshot
Housing market data for zip code 50703 in Black Hawk County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$98,000
Days to Sell
37
Homes Sold
47
Inventory
29
Sale-to-List
97.7%
New Listings
43
Price/SqFt
$95
Pending Sales
34
Conforming Loan Available
Most homebuyers in 50703 can comfortably use conventional financing. The median home price of $98,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
50703's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 50703 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50703 can comfortably use conventional financing. The median home price of $98,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50703 are set at the county level.
2026 Loan Limits — Black Hawk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50703
To purchase the median home at $98,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $901.
Monthly Payment
$901
Income Required
$38,607
Principal & Interest
$604/mo
Down Payment (5%)
$4,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50703.
Estimated Monthly Payment
$757
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