47906 — White County, Indiana Market Snapshot
Housing market data for zip code 47906 in White County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
168 sales in 2026 (year to date)
Median Sale Price
$407,450
Days to Sell
26
Homes Sold
168
Inventory
149
Sale-to-List
98.6%
New Listings
275
Price/SqFt
$188
Pending Sales
219
Conforming Loan Available
Most homebuyers in 47906 can comfortably use conventional financing. The median home price of $407,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 47906 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 47906 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47906 can comfortably use conventional financing. The median home price of $407,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47906 are set at the county level.
2026 Loan Limits — White County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47906
To purchase the median home at $407,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,272.
Monthly Payment
$3,272
Income Required
$140,218
Principal & Interest
$2,511/mo
Down Payment (5%)
$20,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47906.
Estimated Monthly Payment
$2,672
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