47714 — Vanderburgh County, Indiana Market Snapshot
Housing market data for zip code 47714 in Vanderburgh County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
109 sales in 2026 (year to date)
Median Sale Price
$155,000
Days to Sell
11
Homes Sold
109
Inventory
70
Sale-to-List
98.7%
New Listings
151
Price/SqFt
$124
Pending Sales
127
Conforming Loan Available
Most homebuyers in 47714 can comfortably use conventional financing. The median home price of $155,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47714 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 47714 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47714 can comfortably use conventional financing. The median home price of $155,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47714 are set at the county level.
2026 Loan Limits — Vanderburgh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47714
To purchase the median home at $155,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,338.
Monthly Payment
$1,338
Income Required
$57,324
Principal & Interest
$955/mo
Down Payment (5%)
$7,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47714.
Estimated Monthly Payment
$1,109
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