47712 — Vanderburgh County, Indiana Market Snapshot
Housing market data for zip code 47712 in Vanderburgh County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
66 sales in 2026 (year to date)
Median Sale Price
$184,950
Days to Sell
16
Homes Sold
66
Inventory
30
Sale-to-List
97.4%
New Listings
68
Price/SqFt
$133
Pending Sales
74
Conforming Loan Available
Most homebuyers in 47712 can comfortably use conventional financing. The median home price of $184,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 47712 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 47712 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 47712 can comfortably use conventional financing. The median home price of $184,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47712 are set at the county level.
2026 Loan Limits — Vanderburgh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47712
To purchase the median home at $184,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,567.
Monthly Payment
$1,567
Income Required
$67,158
Principal & Interest
$1,140/mo
Down Payment (5%)
$9,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47712.
Estimated Monthly Payment
$1,295
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