47170 — Scott County, Indiana Market Snapshot
Housing market data for zip code 47170 in Scott County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$225,500
Days to Sell
72
Homes Sold
39
Inventory
35
Sale-to-List
98.6%
New Listings
55
Price/SqFt
$159
Pending Sales
45
Conforming Loan Available
Most homebuyers in 47170 can comfortably use conventional financing. The median home price of $225,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 47170 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 47170 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47170 can comfortably use conventional financing. The median home price of $225,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47170 are set at the county level.
2026 Loan Limits — Scott County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47170
To purchase the median home at $225,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,878.
Monthly Payment
$1,878
Income Required
$80,473
Principal & Interest
$1,389/mo
Down Payment (5%)
$11,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47170.
Estimated Monthly Payment
$1,546
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 47170. Tell us what you're looking for.