46170 — Putnam County, Indiana Market Snapshot
Housing market data for zip code 46170 in Putnam County, Indiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Putnam County county page for broader data.
Market Sales Data
1 sales in 2023
Median Sale Price
$940,000
Days to Sell
2
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 46170 at $940,000 exceeds the 2026 conforming loan limit of $832,750 by $107,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
46170 is an extremely competitive market with homes selling in just 2 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 46170 at $940,000 exceeds the 2026 conforming loan limit of $832,750 by $107,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 46170 are set at the county level.
2026 Loan Limits — Putnam County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46170
To purchase the median home at $940,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,352.
Monthly Payment
$7,352
Income Required
$315,085
Principal & Interest
$5,792/mo
Down Payment (5%)
$47,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46170.
Estimated Monthly Payment
$5,967
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46170. Tell us what you're looking for.