46550 — Marshall County, Indiana Market Snapshot
Housing market data for zip code 46550 in Marshall County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$208,000
Days to Sell
31
Homes Sold
15
Inventory
10
Sale-to-List
99.5%
New Listings
22
Price/SqFt
$168
Pending Sales
22
Conforming Loan Available
Most homebuyers in 46550 can comfortably use conventional financing. The median home price of $208,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46550's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 46550 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46550 can comfortably use conventional financing. The median home price of $208,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46550 are set at the county level.
2026 Loan Limits — Marshall County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46550
To purchase the median home at $208,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,744.
Monthly Payment
$1,744
Income Required
$74,727
Principal & Interest
$1,282/mo
Down Payment (5%)
$10,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46550.
Estimated Monthly Payment
$1,437
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