46260 — Marion County, Indiana Market Snapshot
Housing market data for zip code 46260 in Marion County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
61 sales in 2026 (year to date)
Median Sale Price
$372,000
Days to Sell
17
Homes Sold
61
Inventory
29
Sale-to-List
98.1%
New Listings
82
Price/SqFt
$168
Pending Sales
73
Conforming Loan Available
Most homebuyers in 46260 can comfortably use conventional financing. The median home price of $372,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46260 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46260 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46260 can comfortably use conventional financing. The median home price of $372,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46260 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46260
To purchase the median home at $372,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,000.
Monthly Payment
$3,000
Income Required
$128,578
Principal & Interest
$2,292/mo
Down Payment (5%)
$18,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46260.
Estimated Monthly Payment
$2,452
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