46350 — LaPorte County, Indiana Market Snapshot
Housing market data for zip code 46350 in LaPorte County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
120 sales in 2026 (year to date)
Median Sale Price
$255,750
Days to Sell
33
Homes Sold
120
Inventory
111
Sale-to-List
97.9%
New Listings
183
Price/SqFt
$145
Pending Sales
141
Conforming Loan Available
Most homebuyers in 46350 can comfortably use conventional financing. The median home price of $255,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46350's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 46350 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 46350 can comfortably use conventional financing. The median home price of $255,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46350 are set at the county level.
2026 Loan Limits — LaPorte County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46350
To purchase the median home at $255,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,109.
Monthly Payment
$2,109
Income Required
$90,406
Principal & Interest
$1,576/mo
Down Payment (5%)
$12,788
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46350.
Estimated Monthly Payment
$1,733
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