46562 — Kosciusko County, Indiana Market Snapshot
Housing market data for zip code 46562 in Kosciusko County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$373,750
Days to Sell
33
Homes Sold
10
Inventory
5
Sale-to-List
98.3%
New Listings
14
Price/SqFt
$154
Pending Sales
10
Conforming Loan Available
Most homebuyers in 46562 can comfortably use conventional financing. The median home price of $373,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46562's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 46562 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46562 can comfortably use conventional financing. The median home price of $373,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46562 are set at the county level.
2026 Loan Limits — Kosciusko County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46562
To purchase the median home at $373,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,014.
Monthly Payment
$3,014
Income Required
$129,152
Principal & Interest
$2,303/mo
Down Payment (5%)
$18,688
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46562.
Estimated Monthly Payment
$2,463
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