46062 — Hamilton County, Indiana Market Snapshot
Housing market data for zip code 46062 in Hamilton County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
224 sales in 2026 (year to date)
Median Sale Price
$429,950
Days to Sell
24
Homes Sold
224
Inventory
94
Sale-to-List
98.6%
New Listings
241
Price/SqFt
$171
Pending Sales
258
Conforming Loan Available
Most homebuyers in 46062 can comfortably use conventional financing. The median home price of $429,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46062 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46062 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46062 can comfortably use conventional financing. The median home price of $429,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46062 are set at the county level.
2026 Loan Limits — Hamilton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46062
To purchase the median home at $429,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,444.
Monthly Payment
$3,444
Income Required
$147,606
Principal & Interest
$2,649/mo
Down Payment (5%)
$21,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46062.
Estimated Monthly Payment
$2,811
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