46933 — Grant County, Indiana Market Snapshot
Housing market data for zip code 46933 in Grant County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$189,900
Days to Sell
39
Homes Sold
13
Inventory
15
Sale-to-List
96.3%
New Listings
25
Price/SqFt
$135
Pending Sales
21
Conforming Loan Available
Most homebuyers in 46933 can comfortably use conventional financing. The median home price of $189,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46933's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 46933 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 46933 can comfortably use conventional financing. The median home price of $189,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46933 are set at the county level.
2026 Loan Limits — Grant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46933
To purchase the median home at $189,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,605.
Monthly Payment
$1,605
Income Required
$68,784
Principal & Interest
$1,170/mo
Down Payment (5%)
$9,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46933.
Estimated Monthly Payment
$1,325
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