47542 — Dubois County, Indiana Market Snapshot
Housing market data for zip code 47542 in Dubois County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$259,950
Days to Sell
8
Homes Sold
16
Inventory
11
Sale-to-List
98.7%
New Listings
22
Price/SqFt
$141
Pending Sales
17
Conforming Loan Available
Most homebuyers in 47542 can comfortably use conventional financing. The median home price of $259,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47542 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 47542 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47542 can comfortably use conventional financing. The median home price of $259,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47542 are set at the county level.
2026 Loan Limits — Dubois County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47542
To purchase the median home at $259,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,142.
Monthly Payment
$2,142
Income Required
$91,785
Principal & Interest
$1,602/mo
Down Payment (5%)
$12,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47542.
Estimated Monthly Payment
$1,759
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