46793 — DeKalb County, Indiana Market Snapshot
Housing market data for zip code 46793 in DeKalb County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$276,575
Days to Sell
29
Homes Sold
10
Inventory
2
Sale-to-List
98.9%
New Listings
4
Price/SqFt
$173
Pending Sales
8
Conforming Loan Available
Most homebuyers in 46793 can comfortably use conventional financing. The median home price of $276,575 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46793 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46793 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46793 can comfortably use conventional financing. The median home price of $276,575 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46793 are set at the county level.
2026 Loan Limits — DeKalb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46793
To purchase the median home at $276,575 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,269.
Monthly Payment
$2,269
Income Required
$97,244
Principal & Interest
$1,704/mo
Down Payment (5%)
$13,829
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46793.
Estimated Monthly Payment
$1,862
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