46710 — DeKalb County, Indiana Market Snapshot
Housing market data for zip code 46710 in DeKalb County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$239,950
Days to Sell
18
Homes Sold
12
Inventory
5
Sale-to-List
99.4%
New Listings
13
Price/SqFt
$167
Pending Sales
13
Conforming Loan Available
Most homebuyers in 46710 can comfortably use conventional financing. The median home price of $239,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46710 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46710 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46710 can comfortably use conventional financing. The median home price of $239,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46710 are set at the county level.
2026 Loan Limits — DeKalb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46710
To purchase the median home at $239,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,988.
Monthly Payment
$1,988
Income Required
$85,218
Principal & Interest
$1,479/mo
Down Payment (5%)
$11,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46710.
Estimated Monthly Payment
$1,635
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46710. Tell us what you're looking for.