46825 — Allen County, Indiana Market Snapshot
Housing market data for zip code 46825 in Allen County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
84 sales in 2026 (year to date)
Median Sale Price
$261,250
Days to Sell
14
Homes Sold
84
Inventory
35
Sale-to-List
98.8%
New Listings
104
Price/SqFt
$165
Pending Sales
101
Conforming Loan Available
Most homebuyers in 46825 can comfortably use conventional financing. The median home price of $261,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46825 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46825 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46825 can comfortably use conventional financing. The median home price of $261,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46825 are set at the county level.
2026 Loan Limits — Allen County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46825
To purchase the median home at $261,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,152.
Monthly Payment
$2,152
Income Required
$92,212
Principal & Interest
$1,610/mo
Down Payment (5%)
$13,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46825.
Estimated Monthly Payment
$1,767
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