46819 — Allen County, Indiana Market Snapshot
Housing market data for zip code 46819 in Allen County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$207,250
Days to Sell
19
Homes Sold
18
Inventory
4
Sale-to-List
99.4%
New Listings
19
Price/SqFt
$148
Pending Sales
19
Conforming Loan Available
Most homebuyers in 46819 can comfortably use conventional financing. The median home price of $207,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46819 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46819 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46819 can comfortably use conventional financing. The median home price of $207,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46819 are set at the county level.
2026 Loan Limits — Allen County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46819
To purchase the median home at $207,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,738.
Monthly Payment
$1,738
Income Required
$74,481
Principal & Interest
$1,277/mo
Down Payment (5%)
$10,363
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46819.
Estimated Monthly Payment
$1,433
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