46808 — Allen County, Indiana Market Snapshot
Housing market data for zip code 46808 in Allen County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$178,000
Days to Sell
16
Homes Sold
67
Inventory
38
Sale-to-List
98.6%
New Listings
87
Price/SqFt
$135
Pending Sales
74
Conforming Loan Available
Most homebuyers in 46808 can comfortably use conventional financing. The median home price of $178,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46808 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46808 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46808 can comfortably use conventional financing. The median home price of $178,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46808 are set at the county level.
2026 Loan Limits — Allen County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46808
To purchase the median home at $178,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,514.
Monthly Payment
$1,514
Income Required
$64,876
Principal & Interest
$1,097/mo
Down Payment (5%)
$8,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46808.
Estimated Monthly Payment
$1,252
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46808. Tell us what you're looking for.