62918 — Williamson County, Illinois Market Snapshot
Housing market data for zip code 62918 in Williamson County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$236,000
Days to Sell
68
Homes Sold
41
Inventory
47
Sale-to-List
98.4%
New Listings
48
Price/SqFt
$137
Pending Sales
58
Conforming Loan Available
Most homebuyers in 62918 can comfortably use conventional financing. The median home price of $236,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 68 days on average, 62918 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 62918 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 62918 can comfortably use conventional financing. The median home price of $236,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 62918 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 62918
To purchase the median home at $236,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,958.
Monthly Payment
$1,958
Income Required
$83,921
Principal & Interest
$1,454/mo
Down Payment (5%)
$11,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 62918.
Estimated Monthly Payment
$1,611
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