62690 — Sangamon County, Illinois Market Snapshot
Housing market data for zip code 62690 in Sangamon County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$141,750
Days to Sell
23
Homes Sold
10
Inventory
3
Sale-to-List
99.0%
New Listings
10
Price/SqFt
$84
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 62690 can comfortably use conventional financing. The median home price of $141,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 62690 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 62690 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 62690 can comfortably use conventional financing. The median home price of $141,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 62690 are set at the county level.
2026 Loan Limits — Sangamon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 62690
To purchase the median home at $141,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,236.
Monthly Payment
$1,236
Income Required
$52,973
Principal & Interest
$873/mo
Down Payment (5%)
$7,088
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 62690.
Estimated Monthly Payment
$1,027
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