61284 — Rock Island County, Illinois Market Snapshot
Housing market data for zip code 61284 in Rock Island County, Illinois. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Rock Island County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$232,450
Days to Sell
3
Homes Sold
4
Inventory
3
Conforming Loan Available
Most homebuyers in 61284 can comfortably use conventional financing. The median home price of $232,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
61284 is an extremely competitive market with homes selling in just 3 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 61284 can comfortably use conventional financing. The median home price of $232,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 61284 are set at the county level.
2026 Loan Limits — Rock Island County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 61284
To purchase the median home at $232,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,931.
Monthly Payment
$1,931
Income Required
$82,755
Principal & Interest
$1,432/mo
Down Payment (5%)
$11,623
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 61284.
Estimated Monthly Payment
$1,589
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