61043 — Ogle County, Illinois Market Snapshot
Housing market data for zip code 61043 in Ogle County, Illinois. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Ogle County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$164,508
Days to Sell
52
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 61043 can comfortably use conventional financing. The median home price of $164,508 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
61043's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 61043 can comfortably use conventional financing. The median home price of $164,508 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 61043 are set at the county level.
2026 Loan Limits — Ogle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 61043
To purchase the median home at $164,508 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,410.
Monthly Payment
$1,410
Income Required
$60,446
Principal & Interest
$1,014/mo
Down Payment (5%)
$8,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 61043.
Estimated Monthly Payment
$1,168
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