60072 — McHenry County, Illinois Market Snapshot
Housing market data for zip code 60072 in McHenry County, Illinois. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the McHenry County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$274,900
Days to Sell
40
Homes Sold
1
Inventory
2
Conforming Loan Available
Most homebuyers in 60072 can comfortably use conventional financing. The median home price of $274,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60072's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 60072 can comfortably use conventional financing. The median home price of $274,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60072 are set at the county level.
2026 Loan Limits — McHenry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60072
To purchase the median home at $274,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,256.
Monthly Payment
$2,256
Income Required
$96,694
Principal & Interest
$1,694/mo
Down Payment (5%)
$13,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60072.
Estimated Monthly Payment
$1,851
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