60050 — McHenry County, Illinois Market Snapshot
Housing market data for zip code 60050 in McHenry County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$317,000
Days to Sell
44
Homes Sold
82
Inventory
78
Sale-to-List
101.0%
New Listings
126
Price/SqFt
$212
Pending Sales
111
Conforming Loan Available
Most homebuyers in 60050 can comfortably use conventional financing. The median home price of $317,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60050's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60050 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60050 can comfortably use conventional financing. The median home price of $317,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60050 are set at the county level.
2026 Loan Limits — McHenry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60050
To purchase the median home at $317,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,579.
Monthly Payment
$2,579
Income Required
$110,518
Principal & Interest
$1,953/mo
Down Payment (5%)
$15,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60050.
Estimated Monthly Payment
$2,112
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