61301 — LaSalle County, Illinois Market Snapshot
Housing market data for zip code 61301 in LaSalle County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$134,000
Days to Sell
52
Homes Sold
22
Inventory
31
Sale-to-List
95.8%
New Listings
39
Price/SqFt
$111
Pending Sales
29
Conforming Loan Available
Most homebuyers in 61301 can comfortably use conventional financing. The median home price of $134,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
61301's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 61301 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 61301 can comfortably use conventional financing. The median home price of $134,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 61301 are set at the county level.
2026 Loan Limits — LaSalle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 61301
To purchase the median home at $134,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,177.
Monthly Payment
$1,177
Income Required
$50,429
Principal & Interest
$826/mo
Down Payment (5%)
$6,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 61301.
Estimated Monthly Payment
$979
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