60035 — Lake County, Illinois Market Snapshot
Housing market data for zip code 60035 in Lake County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$357,500
Days to Sell
41
Homes Sold
24
Inventory
16
Sale-to-List
102.6%
New Listings
27
Price/SqFt
$252
Pending Sales
31
Conforming Loan Available
Most homebuyers in 60035 can comfortably use conventional financing. The median home price of $357,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60035's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 60035 are selling 2.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 60035 can comfortably use conventional financing. The median home price of $357,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60035 are set at the county level.
2026 Loan Limits — Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60035
To purchase the median home at $357,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,889.
Monthly Payment
$2,889
Income Required
$123,816
Principal & Interest
$2,203/mo
Down Payment (5%)
$17,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60035.
Estimated Monthly Payment
$2,362
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 60035. Tell us what you're looking for.