60030 — Lake County, Illinois Market Snapshot
Housing market data for zip code 60030 in Lake County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
110 sales in 2026 (year to date)
Median Sale Price
$366,250
Days to Sell
44
Homes Sold
110
Inventory
106
Sale-to-List
101.1%
New Listings
171
Price/SqFt
$200
Pending Sales
150
Conforming Loan Available
Most homebuyers in 60030 can comfortably use conventional financing. The median home price of $366,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60030's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60030 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60030 can comfortably use conventional financing. The median home price of $366,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60030 are set at the county level.
2026 Loan Limits — Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60030
To purchase the median home at $366,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,956.
Monthly Payment
$2,956
Income Required
$126,690
Principal & Interest
$2,257/mo
Down Payment (5%)
$18,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60030.
Estimated Monthly Payment
$2,417
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