60554 — Kendall County, Illinois Market Snapshot
Housing market data for zip code 60554 in Kendall County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$340,750
Days to Sell
53
Homes Sold
12
Inventory
7
Sale-to-List
99.9%
New Listings
15
Price/SqFt
$198
Pending Sales
14
Conforming Loan Available
Most homebuyers in 60554 can comfortably use conventional financing. The median home price of $340,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60554's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60554 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60554 can comfortably use conventional financing. The median home price of $340,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60554 are set at the county level.
2026 Loan Limits — Kendall County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60554
To purchase the median home at $340,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,761.
Monthly Payment
$2,761
Income Required
$118,316
Principal & Interest
$2,100/mo
Down Payment (5%)
$17,038
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60554.
Estimated Monthly Payment
$2,259
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