60134 — Kane County, Illinois Market Snapshot
Housing market data for zip code 60134 in Kane County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
114 sales in 2026 (year to date)
Median Sale Price
$578,500
Days to Sell
41
Homes Sold
114
Inventory
63
Sale-to-List
101.5%
New Listings
141
Price/SqFt
$257
Pending Sales
121
Conforming Loan Available
Most homebuyers in 60134 can comfortably use conventional financing. The median home price of $578,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60134's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60134 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60134 can comfortably use conventional financing. The median home price of $578,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60134 are set at the county level.
2026 Loan Limits — Kane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60134
To purchase the median home at $578,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,582.
Monthly Payment
$4,582
Income Required
$196,383
Principal & Interest
$3,565/mo
Down Payment (5%)
$28,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60134.
Estimated Monthly Payment
$3,730
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