60102 — Kane County, Illinois Market Snapshot
Housing market data for zip code 60102 in Kane County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
138 sales in 2026 (year to date)
Median Sale Price
$418,500
Days to Sell
51
Homes Sold
138
Inventory
124
Sale-to-List
100.2%
New Listings
177
Price/SqFt
$203
Pending Sales
155
Conforming Loan Available
Most homebuyers in 60102 can comfortably use conventional financing. The median home price of $418,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60102's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60102 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60102 can comfortably use conventional financing. The median home price of $418,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60102 are set at the county level.
2026 Loan Limits — Kane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60102
To purchase the median home at $418,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,356.
Monthly Payment
$3,356
Income Required
$143,846
Principal & Interest
$2,579/mo
Down Payment (5%)
$20,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60102.
Estimated Monthly Payment
$2,740
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