62030 — Jersey County, Illinois Market Snapshot
Housing market data for zip code 62030 in Jersey County, Illinois. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Jersey County county page for broader data.
Market Sales Data
1 sales in 2020
Median Sale Price
$90,400
Days to Sell
90
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 62030 can comfortably use conventional financing. The median home price of $90,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 90 days on average, 62030 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 62030 can comfortably use conventional financing. The median home price of $90,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 62030 are set at the county level.
2026 Loan Limits — Jersey County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 62030
To purchase the median home at $90,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $843.
Monthly Payment
$843
Income Required
$36,112
Principal & Interest
$557/mo
Down Payment (5%)
$4,520
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 62030.
Estimated Monthly Payment
$709
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