60130 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60130 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$346,500
Days to Sell
43
Homes Sold
60
Inventory
59
Sale-to-List
100.6%
New Listings
76
Price/SqFt
$221
Pending Sales
68
Conforming Loan Available
Most homebuyers in 60130 can comfortably use conventional financing. The median home price of $346,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60130's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60130 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60130 can comfortably use conventional financing. The median home price of $346,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60130 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60130
To purchase the median home at $346,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,805.
Monthly Payment
$2,805
Income Required
$120,204
Principal & Interest
$2,135/mo
Down Payment (5%)
$17,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60130.
Estimated Monthly Payment
$2,294
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