60126 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60126 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
155 sales in 2026 (year to date)
Median Sale Price
$745,000
Days to Sell
45
Homes Sold
155
Inventory
138
Sale-to-List
100.4%
New Listings
212
Price/SqFt
$378
Pending Sales
200
Conforming Loan Available
The median home in 60126 at $745,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
60126's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60126 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 60126 at $745,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 60126 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60126
To purchase the median home at $745,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,858.
Monthly Payment
$5,858
Income Required
$251,055
Principal & Interest
$4,590/mo
Down Payment (5%)
$37,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60126.
Estimated Monthly Payment
$4,761
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