60091 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60091 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$1,350,500
Days to Sell
35
Homes Sold
92
Inventory
52
Sale-to-List
105.7%
New Listings
120
Price/SqFt
$463
Pending Sales
119
Jumbo Loan Likely Needed
The median home in 60091 at $1,350,500 exceeds the 2026 conforming loan limit of $832,750 by $517,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
60091's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 60091 are selling 5.7% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 60091 at $1,350,500 exceeds the 2026 conforming loan limit of $832,750 by $517,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 60091 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60091
To purchase the median home at $1,350,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,497.
Monthly Payment
$10,497
Income Required
$449,876
Principal & Interest
$8,321/mo
Down Payment (5%)
$67,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60091.
Estimated Monthly Payment
$8,508
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 60091.
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