60026 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60026 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$866,000
Days to Sell
41
Homes Sold
42
Inventory
33
Sale-to-List
100.7%
New Listings
60
Price/SqFt
$340
Pending Sales
58
Jumbo Loan Likely Needed
The median home in 60026 at $866,000 exceeds the 2026 conforming loan limit of $832,750 by $33,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
60026's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60026 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 60026 at $866,000 exceeds the 2026 conforming loan limit of $832,750 by $33,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 60026 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60026
To purchase the median home at $866,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,785.
Monthly Payment
$6,785
Income Required
$290,787
Principal & Interest
$5,336/mo
Down Payment (5%)
$43,300
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60026.
Estimated Monthly Payment
$5,509
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