19809 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19809 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$143,000
Days to Sell
49
Homes Sold
10
Inventory
2
Sale-to-List
100.2%
New Listings
11
Price/SqFt
$100
Pending Sales
11
Conforming Loan Available
Most homebuyers in 19809 can comfortably use conventional financing. The median home price of $143,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19809's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19809 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19809 can comfortably use conventional financing. The median home price of $143,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19809 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19809
To purchase the median home at $143,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,246.
Monthly Payment
$1,246
Income Required
$53,384
Principal & Interest
$881/mo
Down Payment (5%)
$7,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19809.
Estimated Monthly Payment
$1,035
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