19808 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19808 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$417,500
Days to Sell
20
Homes Sold
26
Inventory
14
Sale-to-List
100.9%
New Listings
37
Price/SqFt
$205
Pending Sales
27
Conforming Loan Available
Most homebuyers in 19808 can comfortably use conventional financing. The median home price of $417,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19808 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19808 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19808 can comfortably use conventional financing. The median home price of $417,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19808 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19808
To purchase the median home at $417,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,349.
Monthly Payment
$3,349
Income Required
$143,518
Principal & Interest
$2,573/mo
Down Payment (5%)
$20,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19808.
Estimated Monthly Payment
$2,734
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