19734 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19734 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$453,489
Days to Sell
40
Homes Sold
31
Inventory
71
Sale-to-List
99.3%
New Listings
64
Price/SqFt
$223
Pending Sales
50
Conforming Loan Available
Most homebuyers in 19734 can comfortably use conventional financing. The median home price of $453,489 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19734's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19734 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19734 can comfortably use conventional financing. The median home price of $453,489 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19734 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19734
To purchase the median home at $453,489 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,624.
Monthly Payment
$3,624
Income Required
$155,335
Principal & Interest
$2,794/mo
Down Payment (5%)
$22,674
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19734.
Estimated Monthly Payment
$2,957
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