19709 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19709 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$387,950
Days to Sell
31
Homes Sold
36
Inventory
45
Sale-to-List
99.1%
New Listings
66
Price/SqFt
$191
Pending Sales
56
Conforming Loan Available
Most homebuyers in 19709 can comfortably use conventional financing. The median home price of $387,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19709's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19709 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19709 can comfortably use conventional financing. The median home price of $387,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19709 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19709
To purchase the median home at $387,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,122.
Monthly Payment
$3,122
Income Required
$133,815
Principal & Interest
$2,390/mo
Down Payment (5%)
$19,398
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19709.
Estimated Monthly Payment
$2,551
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 19709. Tell us what you're looking for.