19702 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19702 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
108 sales in 2026 (year to date)
Median Sale Price
$364,500
Days to Sell
26
Homes Sold
108
Inventory
71
Sale-to-List
99.7%
New Listings
151
Price/SqFt
$217
Pending Sales
139
Conforming Loan Available
Most homebuyers in 19702 can comfortably use conventional financing. The median home price of $364,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19702 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19702 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19702 can comfortably use conventional financing. The median home price of $364,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19702 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19702
To purchase the median home at $364,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,943.
Monthly Payment
$2,943
Income Required
$126,115
Principal & Interest
$2,246/mo
Down Payment (5%)
$18,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19702.
Estimated Monthly Payment
$2,406
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