06331 — Windham County, Connecticut Market Snapshot
Housing market data for zip code 06331 in Windham County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$540,000
Days to Sell
23
Homes Sold
10
Inventory
7
Sale-to-List
103.1%
New Listings
11
Price/SqFt
$258
Pending Sales
13
Conforming Loan Available
Most homebuyers in 06331 can comfortably use conventional financing. The median home price of $540,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 06331 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 06331 are selling 3.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06331 can comfortably use conventional financing. The median home price of $540,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06331 are set at the county level.
2026 Loan Limits — Windham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06331
To purchase the median home at $540,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,287.
Monthly Payment
$4,287
Income Required
$183,742
Principal & Interest
$3,327/mo
Down Payment (5%)
$27,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06331.
Estimated Monthly Payment
$3,492
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