06280 — Windham County, Connecticut Market Snapshot
Housing market data for zip code 06280 in Windham County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$404,950
Days to Sell
50
Homes Sold
10
Inventory
3
Sale-to-List
107.8%
New Listings
7
Price/SqFt
$224
Pending Sales
8
Conforming Loan Available
Most homebuyers in 06280 can comfortably use conventional financing. The median home price of $404,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06280's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06280 are selling 7.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06280 can comfortably use conventional financing. The median home price of $404,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06280 are set at the county level.
2026 Loan Limits — Windham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06280
To purchase the median home at $404,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,253.
Monthly Payment
$3,253
Income Required
$139,397
Principal & Interest
$2,495/mo
Down Payment (5%)
$20,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06280.
Estimated Monthly Payment
$2,656
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